How to Get Approved for Credit in a Financial Downturn

In a recession it’s common for many people to rely on credit cards and loans to balance their finances. It’s the ultimate catch-22 since, during a recession, these financial products can be even harder to qualify for. This holds true, according to historical data from the Federal Reserve Bank of St. Louis. It found that […]

The post How to Get Approved for Credit in a Financial Downturn appeared first on Good Financial Cents®.

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How to Use Your Shopping Addiction to Build Credit

If you love to shop, you can use your fashion sense to build or even rebuild your credit. Store-branded credit cards are some of the easiest cards to qualify for and are often extended to those who have bad credit because they have lower criteria than traditional credit cards. Using them, especially if you’re loyal to a particular store, can bring… Read More

The post How to Use Your Shopping Addiction to Build Credit appeared first on Credit.com.

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How to Get Debt Consolidation Loans When You Have Bad Credit

Debt consolidation is one of the most effective ways to effectively manage debt. It can greatly improve your debt-to-income ratio and help you get back on your feet. You will have more money in your pocket and less debt to worry about, and while your options are a little more limited if you have bad […]

How to Get Debt Consolidation Loans When You Have Bad Credit is a post from Pocket Your Dollars.

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How to Save for Retirement Without Your Employer’s Help

Saving for retirement is easy to put off, but delaying ultimately can make your life harder. Even if your work does not provide any retirement savings plan, you can still make it happen. It may seem frustrating to watch your friends add up their matching 401(k) contributions, but you do not have to be any… Read More

The post How to Save for Retirement Without Your Employer’s Help appeared first on Credit.com.

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Late Payments, Credit Scores and Credit Reports

A missed credit card or loan payment can have a seriously detrimental effect on your credit report. The golden rule of using a credit card is to make your payments on time every time, building a respectable payment history, avoiding debt, and keeping your creditor happy. But what happens when you fall behind with your […]

Late Payments, Credit Scores and Credit Reports is a post from Pocket Your Dollars.

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Why You Should Not Buy a Credit Privacy Number (CPN)

If you’re looking to repair your credit, you may have come across websites that advertise a credit privacy number, credit protection number or CPN. These numbers are nine digits like a Social Security number (SSN), and sellers claim that you … Continue reading →

The post Why You Should Not Buy a Credit Privacy Number (CPN) appeared first on SmartAsset Blog.

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Spouse Has Bad Credit? How It Affects You.

Spouse Has Bad Credit? How It Affects You It wasn’t until a few months after my husband and I got married that I decided to check both our credit scores. While my husband’s credit score wasn’t horrible, it certainly didn’t…

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The post Spouse Has Bad Credit? How It Affects You. appeared first on MintLife Blog.

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